Buy & Sell with Card
How to Buy Crypto with Credit/Debit Card
- Login and Navigate: Log in to your KoinBay account > Navigate to 'Buy and Sell' > select 'Buy and Sell Via Guardarian'. 
- Currency and Amount: Choose the fiat currency and enter the amount you wish to spend. The system shows the equivalent crypto amount. 
- Payment Process: Click 'Buy' and follow the redirection to Collaborative Partner Websites. Note: Payment is through Collaborative Partners. 
- Collaborative Partner Registration: - Enter and verify your email. 
- Provide basic details and billing address. 
- Enter card details (Visa, Mastercard, Google Pay accepted). 
 
- Order Confirmation: Confirm your order details and complete the bank's OTP verification process. 
Identity Verification for Card Purchases
- Requirement: Users must complete identity verification. 
- Verification Levels: - Basic: Includes name, address, date of birth, identity, and face verification (up to 50 BTC/week). 
- Advanced: Requires photo ID and selfie (up to 200 BTC/week). 
- Higher Limits: Complete address verification and submit additional documentation (over 500 BTC/week). 
 
Viewing Purchases and History
- Crypto Arrival: Check received cryptocurrency under 'Balances' - 'Digital Account'. 
- Purchase History: View your order history under 'Balances' - 'Digital Account' - 'Transaction History'. 
Troubleshooting
- Failed Purchase Refunds: If a payment is deducted but the transaction fails, the amount is refunded to your card. 
- Declined Transactions: If a transaction is declined by your bank, contact them for support or try using a different bank's card. 
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