Oct-27-Futures Contracts: Leverage & Margin Tier Adjustment Notice

Effective Date: October 27, 2025

Overview

To better maintain a high-quality trading market and adapt to dynamic risk management protocols, Koinbay is updating the leverage and margin tiers for several USDT-margined perpetual contracts, namely:

• ETH/USDT

• BNB/USDT

• XRP/USDT

Users with open positions in these contracts will be affected. Please review your margin ratio and position size to avoid potential forced liquidations.

Here is the full report including all relevant sections (or “tabs”) based on standard futures contract documentation practices for leverage and margin changes.

Updated Leverage & Margin Tiers

ETH/USDT Adjustments

Position Tier (USDT)	Max Leverage	Initial Margin Rate	Maintenance Margin Rate
0 – 5,000	50x	2.00%	1.00%
5,001 – 25,000	20x	5.00%	2.50%
25,001 – 100,000	10x	10.00%	5.00%
>100,000	5x	20.00%	10.00%

BNB/USDT Adjustments

Position Tier (USDT)	Max Leverage	Initial Margin Rate	Maintenance Margin Rate
0 – 2,000	50x	2.00%	1.00%
2,001 – 10,000	20x	5.00%	2.50%
10,001 – 50,000	10x	10.00%	5.00%
>50,000	5x	20.00%	10.00%

XRP/USDT Adjustments

Position Tier (USDT)	Max Leverage	Initial Margin Rate	Maintenance Margin Rate
0 – 1,000	50x	2.00%	1.00%
1,001 – 5,000	20x	5.00%	2.50%
5,001 – 25,000	10x	10.00%	5.00%
>25,000	5x	20.00%	10.00%

Risk Warning

Please take the following actions to protect your account:

• Review Margin Ratio: Monitor your maintenance margin ratio to avoid unexpected liquidations.

• Adjust Positions: Users are advised to reduce high-risk exposures and rebalance existing positions.

• Contract Grid Strategies: These may be automatically terminated if new margin/leverage requirements are not met.

Platform Adjustments

• System Update Window: Leverage tiers will update automatically across ETH/USDT, BNB/USDT, and XRP/USDT markets during the change window.

• Temporary Limitations: Certain trade types may be temporarily disabled during the 1-hour update process.

• Monitoring Tools: All changes will reflect in your Futures Dashboard in real time.

Final Note

These changes aim to ensure platform safety, market integrity, and a smooth trading experience. We encourage all users to take proactive action to align with the new margin rules.